(d) HOME
APPLIANCES: Durable home appliances, Freeze, Television etc.
14
HOUSING LOAN
Private or corporate land purchase, construction of
warehouses
14-15
TERM
LOAN
Agriculture,
farming
13
Business
13-14
Industrial
13-14
Educational
(Domestic or abroad study)
14-15
Health / Tourism
(Nursing home / Travel agency)
15
Foreign
Employment
15
Loan against the
security, FDR of other bank or financial
institutions
14
Other loans
(Retail business, social loan) not exceeding Rs.
100,000
16
Loan against the Government Security
14
Lease / Tender Bidding
15
Loan against Fixed Deposit Receipt (Additional 2% on
given interest)
Extra 2%
Bank guarantee service charge (Annual)
1%
Notes:
Above
interest rates are applicable to those who pay interest
on monthly basis
3
percent discount is allowed on net interest amount if
the interest is paid within the scheduled date. But this
scheme is not applicable hire purchase loans
If
the interest is not paid within the scheduled date,
additional 4 percent penalty will be charged to due
interest principal and interest
All
interest rates depicted above will be charged on
diminishing balance.
Revised interested rate will be applicable to the loans
issued 2064 Jestha 1(15th May 2007) onwards
